Unlock Growth. Fast. Fair. Focused
Helping Kenya’s micro-enterprises access the digital credit and business support they need to thrive.
No collateral. No endless paperwork. Just the right capital, when you need it — paired with practical guidance you can trust.
Why Choose Axe Micro-Enterprise Ltd.?
At Axe, we believe in “smart capital for smart growth.”
We combine technology, behavioral data, and personalized business support to help Kenyan entrepreneurs thrive. Our model is simple — lend responsibly, educate continuously, and grow together.
Designed for micro-businesses
At Axe Micro-Enterprise Ltd., we know your time is precious and your margin thin. That’s why we built our service for Kenya’s small and micro enterprises: market stalls, kiosks, small manufacturing, services, agribusinesses and more.
Fast, digital and human-touch
Apply online or via mobile, get an answer quickly
Transparent, fair terms
No hidden fees, no collateral required. We believe in your business potential, not your assets.
Support that goes beyond cash
Credit is just the start. We offer bite-sized business training, best-practice tips and access to networks — because growth is about more than money.
Our Products
Working Capital Boost
Short-term, flexible credit to help you restock, take on new orders or smooth your cash flow.
- Quick online application
- Mobile-money disbursement, same day or next business day
- Clear repayment schedule you can plan around
Growth & Expansion Credit
For businesses ready to scale: increasing inventory, adding a new revenue stream, or branching out.
- Larger loan size
- Longer repayment horizon
- Business-advisory support included
About AXE Micro-Enterprise Ltd.
Founded in 2021, AXE Micro-Enterprise Ltd. is a financial services company dedicated to empowering small businesses and entrepreneurs. We exist to close the financing gap for micro and small enterprises by offering fast, fair, and flexible credit solutions that drive growth.
Guided by our core values: Integrity, Customer Focus, Flexibility, and Innovation, we design products that meet real business needs and adapt to everyday realities.
Our efficient structure and committed team enable us to deliver responsive, transparent, and reliable service. Through technology and trust, we help entrepreneurs build stability, expand opportunities, and thrive in a changing economy.
At AXE, we are not just providing credit, we are fueling Kenya’s enterprise future; we are your partner in progress.
Branch Network
How It Works
- 01 Apply in minutes With minimal documentation and a mobile-friendly form
- 02 Get approved quickly Our algorithm and team review you; no long wait.
- 03 Funds arrive via mobile Receive your money straight to your mobile wallet.
- 04 Repay simply Easy schedule, manageable instalments, clear terms.
- 05 Grow and re-access On time repayments build your track record and unlock better offers.
Contact us today
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