Axe Micro-Enterprise Ltd. – Product Portfolio
Axe Micro-Enterprise Ltd. empowers small and micro-businesses to grow through responsible, accessible, and data-driven digital lending solutions. Our products are designed for traders, retailers, and entrepreneurs who need quick, reliable working capital and growth support — without collateral or hidden costs.
Axe Boresha – Instant Working Capital Loan
Unlock stock, scale sales, fuel growth.
Purpose: Provides short-term liquidity to purchase inventory, restock shelves, or manage urgent cash-flow gaps.
- Loan amount: KSh 5,000 – KSh 150,000
- Tenure: 7 to 60 days
- Access: Disbursed directly to your M-Pesa wallet within 2 Hours
- Repayment: Flexible daily or weekly installments via mobile money
- No collateral: Approval based on mobile transaction and business history
- Rewards: Consistent repayment unlocks higher limits and loyalty pricing
Ideal For: Small traders, kiosk owners, retailers, and market vendors needing fast stock financing.
Axe Stawi – Medium-Term Business Loan
Grow your business sustainably.
Purpose: Supports business expansion, equipment upgrades, or supplier credit payments for SMEs that have a track record with Axe or proven financial stability.
- Loan amount: KSh 50,000 – KSh 500,000
- Tenure: 1 to 6 months
- Repayment: Monthly installments or structured cash-flow plans
- Interest: Transparent flat rate, no hidden fees
Ideal For: Established traders, small wholesalers, or service businesses looking to scale operations beyond short-term financing.
Axe Asset – Micro-Asset Finance
Own the tools that power your business
Purpose: Provides financing to purchase essential business assets such as fridges, delivery bikes, sewing machines, or digital tools.
- Loan amount: KSh 20,000 – KSh 300,000
- Tenure: 3 to 12 months
- Ownership model: Customer takes possession after final payment
- Partnership network: Access discounted equipment from vetted suppliers
Ideal For: Micro-manufacturers, food vendors, and delivery businesses seeking productive assets to boost revenue.
Axe Supplier Credit – Distributor & Merchant Financing
Stronger supply chains, smarter financing.
Purpose: Provides instant invoice financing and supplier-linked credit to help merchants restock through approved distributors or suppliers.
- Embedded credit: Loan linked directly to supplier orders
- Loan amount: KSh 10,000 – KSh 200,000
- Tenure: 14 to 45 days, aligned with sales cycle
- Repayment: Auto-deducted from mobile collections or supplier settlements
Ideal For: Wholesalers, retailers, and distributors managing inventory turnover or seasonal demand.
Axe Flex – Digital Revolving Credit Line
Borrow, repay, repeat — all in one click.
Purpose: A continuous digital credit limit that gives customers ongoing access to capital without reapplying for each loan.
- Credit limit: KSh 5,000 – KSh 250,000
- Instant access: Withdraw anytime via the Axe App or USSD
- Interest: Charged only on the amount used
- Repayment: Flexible weekly or monthly repayment plans
Ideal For: Frequent borrowers, traders, or mobile entrepreneurs who prefer flexible, recurring credit access.
Axe Agri-Boost – Farm & Agribusiness Financing
Empowering farmers, feeding the nation.
Purpose: Axe Agri-Boost provides tailored financing for smallholder farmers, agri-traders, and rural cooperatives. From planting to harvest, Axe supports every stage of the agricultural value chain — ensuring farmers have the inputs, equipment, and working capital they need to grow.
- Loan amount: KSh 15,000 – 500,000
- Tenure: 1 – 9 months, aligned to crop cycles
- Financing for inputs (seeds, fertilizer, feed, irrigation tools)
- Flexible repayment post-harvest or per-cycle basis
- Partnerships with agritech platforms and cooperatives
- Optional training on farm budgeting and post-harvest management
Ideal For: Smallholder farmers, agro-dealers, dairy farmers, and agri-traders seeking seasonal credit and business growth support.
