About Us

Empowering Kenya’s Entrepreneurs with Access to Fair and Flexible Credit
At Axe Micro-Enterprise Ltd., we believe financial inclusion is the key to unlocking Kenya’s economic potential.

We provide digital credit solutions designed for micro-entrepreneurs, traders, and farmers — helping them grow their businesses, smooth their cash flow, and build resilience.

Our mission is simple: to make access to finance fair, fast, and truly empowering.

Our Mission

To bridge the financial gap for entrepreneurs and promote sustainable growth

Our Vision

To be the leading provider of innovative and flexible financial solutions for SMEs

Our Story

Born from a vision of inclusion. Built to drive growth.

Axe Micro-Enterprise Ltd. was founded to solve a critical challenge — the lack of affordable, accessible financing for Kenya’s informal and small-scale businesses.

While traditional lenders often see risk, we see potential. By combining technology, data, and deep local insight, we’ve built a lending platform that understands real-life earning patterns and helps customers access credit when they need it most.

From market traders and boda-boda operators to smallholder farmers and local retailers, Axe Micro-Enterprise Ltd. exists to empower those who drive Kenya’s grassroots economy.

Our Impact

Every loan tells a story — of a business saved, a dream started, or a community uplifted.
By expanding access to finance, we’re helping entrepreneurs invest, employ, and thrive.

Over time, our goal is to enable millions of small businesses and farmers to access fair credit, build stability, and shape a stronger Kenyan economy.

Our Promise

We’re not just a digital lender — we’re a partner in your progress.
From your first loan to your biggest milestone, Axe Micro-Enterprise Ltd. is with you every step of the way.

Together, we’re building a future where credit creates opportunity for all.

What We Do

We design digital lending products that fit the rhythm of everyday life.

Business Credit

Quick, flexible working capital to stock up, expand, or manage day-to-day operations.

Farmer Financing

Seasonal credit for inputs, equipment, and productivity improvements.

Digital Access

Seamless mobile application and repayment experience through secure digital platforms.

Financial Growth Support

Practical tools and guidance to promote responsible borrowing and business success.

Our Values

Empowerment

Financial tools that drive self-reliance and growth.

Integrity

Transparent and responsible lending with no hidden costs.

Innovation

Smart technology that brings credit access closer to everyone.

Customer Focus

We listen, adapt, and grow alongside our clients.